Health Essential Benefits Overview

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  Doctor Visits

  See the Doctor when you need to. Health Essential Insurance offers a...
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  Diagnostics, X-rays and Labs

  Cover the services your Doctor Provides. Most Health Essential Insurance plans provide...
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  Inpatient Hospital Stay

  Cover your room and board with a defined daily benefit depending on...
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  Surgery

  Cover surgery with each plan you choose. Health Essential covers your surgery...
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  Anesthesia

  Anesthesia benefit to accompany your covered surgery. Health Essential Insurance offers a...
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  Emergency Room Visit

  Provides a defined amount for an insured’s Emergency Room visit....
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  Ambulance Benefit

  Provides a defined amount of money for the insured’s covered ambulance ride....
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  Accidental Injury

  Health Essential Insurance provides a defined sum of money in the event...
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  Accidental Death and Dismemberment

  Provides a death benefit to the insured’s beneficiaries in the event of...

Health Essential Benefits

Health Essential Insurance covers many of the basics on a Guaranteed Issue basis. Can’t qualify or afford Major Medical Health Insurance? Health Essential may be for you!

• Inpatient Hospital Indemnity benefits. Health Essential Insurance covers your in hospital stay with a fixed daily amount that varies based on which plan you choose.
• Surgery is Covered. All Health Essential Insurance plans cover inpatient and outpatient surgery.
• Anesthesia. Anesthesia is covered on most Health Essential Insurance plans.
• Doctor Office Visits All Health Essential Insurance plans cover Doctor Office visits with a fixed indemnity amount.
• Diagnostics X-rays and Labs. Most Health Essential Insurance plans cover Diagnostics X-rays and Labs.
• Emergency Room Visits
• Ambulance
• Accidental Injury
• Accidental Death and Dismemberment